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Annuity Buyer's Guide To Fixed Deferred Annuities. Two features that have the greatest effect on the amount of additional interest that may be credited to an equity-indexed annuity are the indexing method and the participation rate. Annuity Guide
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Indexed Annuities
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What Is An Annuity? Only an annuity can pay an income that can be guaranteed to last as long as you live.
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WHAT ARE SOME OF THE EQUITY-INDEXED CONTRACT FEATURES?
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What Are The Different Kinds Of Annuities? This guide explains major differences in different kinds of annuities. Single premium, Multiple premium, Immediate and Deferred.
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Fixed annuity or variable annuities: Fixed annuities are guaranteed. Variable annuities are NO guarantees
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Fixed Deferred Annuity - How is the interest rate determined for my fixed deferred annuity? Current interest rate.
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Minimum Guaranteed Rate. Minimum Interest Rates. The minimum guaranteed interest rate is the lowest rate your annuity will earn. Rates are stated in the contract.
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Withdrawal Charges - Most annuities have charges related to the cost of selling or servicing it.
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Surrender Charges - In some annuities, there is no charge if you surrender your contract when the company's current interest rate falls below a certain level. This may be called a bail-out option.
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Fixed Deferred Annuity Benefits - One of the most important benefits of deferred annuities is your ability to use the value built up during the accumulation period
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Annuity Income Payments -- Life Only, Life Annuity with period certin, Joint and Survivor, Immediate annuities
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Annuity Tax - WHAT ABOUT THE TAX TREATMENTS OF ANNUITIES?
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Tax Sheltered Annuity - The Tax-Sheltered Annuity Program is a supplemental retirement savings program authorized by section 403(b) of the Internal Revenue Code
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HOW ANNUITIES WORK - HOW DO I KNOW IF A FIXED DEFERRED ANNUITY IS RIGHT FOR ME?
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Annuity Questions - What questions should I ask my agent or the company?
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Index Annuity - Your source for fixed index annuity information
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