Minimum Guaranteed Rate
The minimum guaranteed interest rate is the lowest rate your annuity will earn. This rate is
stated in the contract.
Minimum Interest Rates
Some annuity contracts apply different interest
rates to each premium you pay or to premiums you pay during different time
Other annuity contracts may have two or more accumulated values that fund different benefits options.
Theses accumulated values may use different interest rates. You get only one of the accumulated values
depending on which benefit you choose.