-
How long is the
term?
-
What is the
guaranteed minimum interest
rate?
-
What is the
participation rate? For how long is
the participation rate
guaranteed?
-
Is there a minimum
participation rate?
-
Does my contract
have an interest rate cap? What is
it?
-
Does my contract
have an interest rate floor? What
is it?
-
Is interest rate
averaging used? How does it
work?
-
Is interest
compounded during a term?
-
Is there a margin,
spread, or administrative
fee? Is that in addition to
or instead of a participation
rate?
-
What indexing method
is used in my contract?
-
What are the
surrender charges or penalties if I
want to end my contract early and
take out all of my money?
-
Can I get a partial
withdrawal without paying charges
or losing interest? Does my
contract have vesting? If so,
what is the rate of vesting?
